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HSBC Student Bank Account

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HSBC Student Bank Account

Our Student Bank Account offers amazing benefits such as:
  • Guaranteed interest-free overdraft of £500 to £1,000 on account opening
  • No interest or charges whenever you use your overdraft

    Representative example: 0% EAR variable (assumed overdraft £1,200)

  • Option to increase overdraft as your studies progress1
  • Student Credit Card, subject to status and account conduct
  • Digital tools to help you manage your money on the go including Apple Pay® and Google PayTM
  • Exclusive freebies, discounts, tickets and competitions to help your money go further

Switch your current account in a simple, reliable and stress-free way in only 7 working days.

switch account money facts

Apply for an HSBC Student Bank Account today:

How HSBC Student Bank Account can help you

Interest-free overdraft

We offer you a guaranteed interest-free overdraft of £500 to £1,000 when you open your account. You can request an increase of up to £2,000 in year two and £3,000 in year 3, subject to status and account conduct. We won't charge you any interest or fees for using your overdraft.

Representative example (assumed overdraft £1,200): 0% EAR variable.

Please note, applicants for overdrafts must be 18 or over. If you try to make a withdrawal at any HSBC cash machine that would take you over your overdraft limit, you'll get an on-screen alert to let you know how much money you have available to withdraw.

You can also sign up to receive text alerts when your account balance drops below a certain amount. To set up a text alert, call us on 03457 404 404. Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be recorded.

Student Credit Card

If you're 18 or over, you can apply for a Student Credit Card with a credit limit of up to £500. Handy for emergencies, it's available subject to status and account conduct.

Online banking

With online banking you can see your statements, pay your bills, update your address and much more. Online banking facilities are available 24/7 subject to planned maintenance periods.

Mobile banking

Manage your personal accounts easily and securely from your mobile phone. Using the HSBC Mobile Banking app you can view your balances and your last 90 transactions, make bill payments to existing beneficiaries and also transfer money between your accounts. It also has a handy branch and ATM locator in case you're out and about and need some cash (not currently available on BlackBerry digital devices).

To download the HSBC Mobile Banking app visit the App Store, Google Play or Blackberry World and follow the instructions. The HSBC Mobile Banking app is available for BlackBerry®, iPhone®, iPad® and Android™digital devices running up to date software.

Telephone banking

Get a balance enquiry, make credit card payments, obtain transaction details and transfer cash between accounts at any time, day or night with our automated service. And if you have a query, our Customer Service Representatives are available on 03457 404 404 from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored and/or recorded.

Student exclusives

Let us give you a bit of help with freebies, tickets, competitions and vouchers to help you make your money go that bit further.

More details at www.studentexclusives.hsbc.co.uk

Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us. 

 

Apply for HSBC Student Bank Account

Apply online

If you are 18+, UK resident and a student in your first year of a qualifying course, you can now apply for the HSBC Student Bank Account online using your UCAS status code.

Apply by phone

Our friendly customer care team are here to help

Call us on 0800 169 5422.

Lines are open from 8am to 8pm every day (except for Christmas Day, Boxing Day and New Years Day).

Things you should know

Terms and conditions

Increase of up to £2,000 in year two and £3,000 in year 3. Subject to status and account conduct.

Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Apple Watch are trademarks of Apple Inc.

Listening to what you have to say about services matters to us.